
In 2022, most small and mid-sized businesses pay between $100 and $150 per user per month for fully managed IT support, with security-heavy plans running to $175 or more. Break/fix hourly work looks cheaper on paper until you price in downtime, and an in-house hire costs far more once salary and benefits land. Here’s how the models compare — and what actually moves your number.
The four ways businesses pay for IT support
Break/fix means paying by the hour — commonly $125 to $200 — when something is already broken. It suits businesses that can genuinely tolerate downtime, and almost nobody else. The effective monthly cost swings wildly and always spikes at the worst possible moment.
Co-managed IT pairs your internal IT person with an outside provider that supplies monitoring, security tooling, patching and overflow help desk. It typically runs $70 to $120 per user because the labor is shared.
Fully managed IT replaces the internal department: unlimited support, 24/7 monitoring, patching, backups, vendor management and strategic planning for one flat fee, usually $100 to $175 per user.
In-house means hiring. One capable IT generalist costs $70,000 to $90,000 a year plus benefits and tooling, before you’ve covered vacations, turnover or any specialty like security. Below about 75 employees, this is usually the most expensive option per user.
Industry-survey 2022 averages for a 20–50 employee firm; illustrative.
View data table
| Average monthly cost ($/user/month) | |
|---|---|
| Break/fix hourly | 95 |
| Co-managed | 110 |
| Fully managed | 145 |
| In-house team | 210 |
What drives your per-user price up or down
Quotes vary for real reasons. Expect to pay more if you run on-premises servers, operate under compliance rules like HIPAA, need after-hours coverage across multiple locations, or want advanced security such as managed detection and response. Expect to pay less if you’re fully cloud-based with modern hardware and a single office.
User count matters too, since most providers step pricing down at volume tiers. Geography plays a role as well: metro-area labor in New York or New Jersey prices differently than rural markets, and a multi-state footprint adds coordination overhead. And regulated industries shouldn’t chase the bottom of the range — a bargain plan that skips security controls costs a fortune exactly once.
What should be included at these prices
- Unlimited remote help desk, with response times defined in writing
- Around-the-clock monitoring of servers, endpoints and network gear
- Patch management, endpoint protection and email security
- Managed, tested backups — not just installed backup software
- Vendor management for your internet, phones and line-of-business apps
- Quarterly planning and a technology budget you can show your accountant
Common add-ons priced separately include compliance reporting, security awareness training and projects like office moves or server migrations. None of that is a red flag — the red flag is discovering mid-contract what was never included at all.
Also ask about onboarding. Many providers charge a one-time setup fee — often close to one month of service — to document your network, deploy their tools and clean up the loose ends the last arrangement left behind. That’s money well spent when it’s disclosed up front, and a warning sign when it first appears on an invoice.
How to compare quotes without getting burned
Ask every provider the same three questions. What exactly is out of scope? What are your guaranteed response times, and what happens when you miss them? And how long is the contract? A surprising amount of the industry leans on three-year terms to survive its own service quality — it’s why NetSys stays month-to-month, and why we hand you a dedicated account manager’s direct cell number instead of a ticket portal.
Finally, compare the total cost of a bad year, not just the monthly fee. A plan that’s $20 cheaper per user but excludes security monitoring is not cheaper.
Key takeaways
- Fully managed IT typically costs $100–$175 per user per month in 2022; co-managed runs $70–$120.
- Break/fix looks cheap but bills you at the worst possible time, with no incentive for prevention.
- An in-house department is usually the priciest route for businesses under about 75 employees.
- Servers, compliance obligations and security depth are the biggest price drivers.
- Compare scope, response times and contract length — not just the sticker price.
Want a real number for your business instead of a range? Book a 15-minute call and we’ll price your environment honestly — no contract required to like the answer.
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